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A closer look at Advance America loans

Advance America says it has issued 134 million loans over 22 years. Here’s a closer look at some other important features of Advance America.

Many physical locations: Advance America has 1,400 locations across the U.S.
Not available in all states: Payday loans are illegal in some states. Depending on your local laws, Advance America may not operate where you live.
Potentially fast access to cash: If you take out a payday loan at a physical location, you may be able to leave with cash in your hand. Online applications made by 10:30 a.m. EST on weekdays may be funded to your bank account the same day. Advance America says approval decisions are made in minutes.
Rollovers may be available: Depending on your state, you may be able to renew your payday loan and extend it for a number of months. While this may seem like a benefit, the fees and interest can be incredibly costly.