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https://freedomcashlenders247.com/Interest rates at Advance America can be very high. Rates vary by loan type and state, but still often exceed triple digits. For example, payday loans in California come with fees that equate to an annual percentage rate, or APR, of around 460%.
Interest rates for installment loans can be a bit lower, but some still have APRs higher than 200%.
Short loan terms
Advance America’s payday loans are short-term loans due on your next payday, typically within two to four weeks. Extending these loans for a longer period can be very expensive.
Installment loans from Advance America have longer terms available, which vary depending on where you live and how much you’re borrowing.